Terms and Conditions

1. Acceptance of Terms

By accessing or using the Beacon Kapithal Service, you confirm that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service.

2. Nature of the Service

Beacon Kapithal provides data analysis tools, market intelligence, and AI-generated outputs intended to support research, strategy, and decision-making processes. The Service is provided for informational purposes only and does not constitute financial, investment, legal, tax, or professional advice of any kind.

Nothing produced by the Service should be interpreted as a recommendation, solicitation, or offer to buy, sell, or hold any financial instrument, asset, or security. Any decisions made on the basis of outputs from the Service are made at your own discretion and risk.

3. Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding agreements to use the Service. By using the Service, you represent and warrant that you meet these requirements.

4. Account Registration

Certain features of the Service may require you to create an account. You agree to provide accurate, current, and complete information during registration and to keep such information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

5. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law, regulation, or third-party right;
• Attempt to reverse-engineer, decompile, or extract the underlying models or source code of the Service;
• Resell, sublicense, or redistribute outputs of the Service without authorization;
• Interfere with, disrupt, or impose an unreasonable load on the Service's infrastructure;
• Use the Service to develop a competing product or service.

6. No Financial Advice / No Guarantee of Outcomes

Beacon Kapithal does not act as a financial adviser, broker, or fiduciary. All analytics, forecasts, scores, and signals generated by the Service are based on historical and modeled data and are inherently uncertain. Past performance of any methodology is not indicative of future results. Beacon Kapithal makes no representation or warranty regarding the accuracy, completeness, or reliability of any output, and you acknowledge that all use of such outputs is at your sole risk.

7. Subscription, Fees, and Billing

Where the Service is offered on a subscription or paid basis, applicable fees will be disclosed at the point of purchase. Fees are generally non-refundable except as required by applicable law or as otherwise expressly stated at the time of purchase. Beacon Kapithal reserves the right to modify pricing with reasonable advance notice.

8. Intellectual Property

All content, software, trademarks, logos, and materials associated with the Service are owned by or licensed to Beacon Kapithal and are protected by applicable intellectual property laws. Except as expressly permitted under these Terms, you may not copy, modify, distribute, or create derivative works from any part of the Service without prior written consent.

9. Third-Party Services and Data

The Service may integrate with or reference third-party data sources, exchanges, or platforms. Beacon Kapithal does not control and is not responsible for the accuracy, availability, or terms of any third-party service, and your use of such third-party services may be subject to separate terms and conditions.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Beacon Kapithal, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or trading losses, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages.

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

11. Indemnification

You agree to indemnify and hold harmless Beacon Kapithal and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service or your violation of these Terms.

12. Suspension and Termination

Beacon Kapithal reserves the right to suspend or terminate your access to the Service, with or without notice, if you breach these Terms or if such action is deemed necessary to protect the integrity, security, or availability of the Service. You may terminate your account at any time by discontinuing use of the Service.

13. Modifications to the Service and Terms

Beacon Kapithal may modify, suspend, or discontinue any part of the Service at any time. We may also revise these Terms periodically. Material changes will be communicated through reasonable means, and continued use of the Service after such changes constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. [Jurisdiction-specific clauses, such as dispute resolution venue, should be reviewed and finalized by qualified legal counsel.]

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Beacon Kapithal regarding the use of the Service and supersede any prior agreements or understandings.

17. Contact

For questions regarding these Terms, please reach out via the contact details provided on our Contact page.